The importance of payment terminal security
Terminal point-of-sale (POS) vendors encounter complex challenges when running tests and, deploying or updating payment terminals. For glitch-free transactions, terminal vendors must meet the rising security and convenience demands of an interconnected and cashless world. Between implementation, testing and certification, you need reliable support.
UL Solutions works with terminal vendors to facilitate the deployment of interoperable payment acceptance infrastructures for any region, country or market. We support terminal vendors with services designed to meet your terminal implementation needs. Through our accredited laboratories and recognized testing expertise, we can help you bring interoperable and secure devices to the market.
Our comprehensive payment terminal services are designed to offer significant benefits, including:
- Streamlining device acceptance into the market with advisory services
- Providing Payment Card Industry (PCI) and Personal Transaction Security (PTS) evaluation services to assess and validate the security of payment devices against PCI standards
- Enabling BankAxept compliance of devices for Norway’s national payment system
- Providing Common.SECC evaluations for payment terminals and points of interaction (POI) to meet security and usability requirements for deployment
- Mitigating risks by complying with scheme requirements
- Shortening certification cycles
- Enabling faster product development
- Reducing product error
Comprehensive services for payment terminals
Expert advisory services for terminal vendors
Our independent advisory services can provide you with expert, personalized guidance and support for your payment needs. We help you accelerate product development, enhance security and sustainability, and effectively manage regulatory compliance to help you access new markets. Whether it’s third-party validation of your current work or an added level of expert advisement, we bring decades of experience to every project.
A comprehensive and agile approach to advisory for POS device manufacturers
We adapt quickly to help you pursue business goals and objectives by defining road maps, building comprehensive strategies and providing functional expertise and technical support. Our global services include:
- Training and workshops
- Strategy and road-mapping
- Vendor selection
- Gap analysis
- Documentation reviews and updates
- Business and technical requirements definition
- Strategic business and technical advisory services
PCI PTS compliance services
PCI device approval is recognized and enforced worldwide by the PCI and its major member card brands. Device manufacturers understand that PCI approval is required to market and sell their devices effectively.
In order to achieve PCI approval, devices must be evaluated by a PCI-recognized laboratory to determine their compliance with all applicable PCI PTS requirements.
Our expertise can help you get your devices PCI PTS approved
UL Solutions has PCI-recognized laboratories located around the world, allowing for collaboration in similar time zones, reducing communication delays and improving efficiency.
We regularly perform PCI PTS evaluations for customers in many countries. Since the PTS program began in 2010, we have assessed and approved over 1,000 payment terminals. Our experienced staff of PCI PTS evaluators supports customers through each phase of the approval effort.
BankAxept compliance services
BankAxept is Norway’s national payment system, designed to enable seamless and efficient payment acceptance.
BankAxept complements PCI by providing transaction processes that are more secure and reliable and align with PCI’s efforts to protect cardholder data during transactions. cardholder data during transactions.
BankAxept further reinforces a merchant’s compliance posture by reducing payment security risks.
UL Solutions is an accredited test laboratory to provide trusted functional and interoperability certification testing of BankAxept payment terminals. payment terminals.
Common.SECC
Common.SECC is an international security certification scheme for payment terminals and POIs.
The program requires terminal evaluations using Common Criteria (CC) methodologies and IT security valuations by accredited laboratories. It certifies components and payment applications under the general term “Product.”
Common.SECC covers POIs deployed with merchants within Germany and the U.K.
These compliance services can be provided independently or as part of a market access bundle for POS vendors.
In addition to formal approval services, we offer additional services that include:
- Training courses and workshops on the PTS program
- Advisory and gap analysis services
- Support preparing materials for a formal evaluation
- Maintenance and renewal of approved devices
Devices that can be approved include:
- PIN entry devices (PEDs)
- Encrypting PIN pads (EPPs)
- Hardware security modules (HSMs)
- Unattended payment terminals (UPTs)
- Secure card readers (SCRs)
- Secure card reader PIN (SCRPs)
- Non-PEDs
- Multi-tenant HSMs
- Key loading devices (KLDs)
- Remote administration platforms (RAPs)
"We thank you for supporting Morefun on the PTS evaluation. We were impressed by the professionalism of the UL Solutions team which made this project a success."
Why choose UL Solutions for payment terminal services?
You and your customers need to know that your products will perform as expected. Successful performance acts as a critical component, especially when those products involve advanced technology and interoperability requirements. For decades, UL Solutions has worked with technologies that require a deep understanding of virtual payments.
Working with us, you can be confident that your machines will be tested to applicable standards. We can also provide certification services, if applicable. Our team is here to answer your questions, share their knowledge and support you every step of the way.
Additional resources
Bankaxept Third-Party Auditors to approve your terminal for security requirements and to execute a POS and ATM BankAxept Security Certification
Common.Secc Accredited Laboratories (Laboratory Information - Common.SECC)
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