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SecureHorizon™ Smart Payments

Solving the testing challenge for new payment solutions

woman using a smartwatch for payment in cafe

Terminal readiness

UL’s SecureHorizon™ platform is a SaaS-based payment testing platform that helps merchants and terminal vendors integrate their payment solutions with processors faster by streamlining the testing and certification experience to accelerate time-to-market and time-to-revenue.

When building a new payment solution, there is often not a streamlined test solution for pre-testing, testing and certifying the payment product to processor’s requirements. Creating or updating a protocol is expensive and, with current test tools, takes a long time. As a result, merchants, terminal vendors and independent software vendors are hindered by inefficient, complex and costly testing and certification solutions.

SecureHorizon fills an unmet industry need by providing a unique, new processor testing experience; making it simple, fast and affordable for the payment ecosystem. The platform allows payment solutions developers to have access to a testing laboratory on-demand and therefore delivers faster time-to-market and time-to-revenue.

Key benefits

  • Speeds up payment system integration process by up to 75%*
  • Reducing testing and validation bottlenecks
  • Dramatically improves time-to-market and time-to-revenue
  • Improves speed and accuracy of product development

SecureHorizon provides a streamlined, easy-to-use pre-testing environment to merchants and terminal vendors which is available 24/7, so they can emulate real-world markets and ecosystems.  This self-managed, configurable simulation capability helps companies reduce pre-certification testing and validation bottlenecks, and dramatically improve product time-to-market and time-to-revenue.  SecureHorizon’s web-based platform allows users to configure their entire System Under Test (SUT) with acquirer frontend protocols, technical specifications and payment regulation frameworks for product validation.

In UL's SecureHorizon, you can:

  • Test your terminals and PoS on-demand, 24/7
  • Connect your devices under test through TCP/IP
  • Create/customize ISO 8583 based protocols and create your own test cases (Visa, Mastercard)
  • Start parsing messages and validate host messages right away
  • Retrieve host test logs in real time

Key benefits for merchants and terminal vendors

  • Dramatically improves time-to-market and time-to-revenue
  • Improves speed and accuracy of product development
  • Fully integrated with the UL Brand Test Tool
  • Reducing risk of implementation failure
  • Utilizing a web-based, self-testing platform in-house
  • Lowers compliance testing costs and turnaround time

Key benefits for acquirers

  • Providing streamlined, on-demand pre-certification services to customers
  • Reducing vendor testing and validation bottlenecks
  • Dramatically improving vendor testing cycle times and new product implementation
  • Cost savings of reduced vendor compliance re-testing and testing as a learning tool

* - Based on pilot customer testing

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