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  • Capability

Acquiring and Issuing Bank Payment Security

Acquiring and issuing banks rely on robust bank payment security for quality and care on both sides of a transaction. UL Solutions offers services and solutions that support safe payment processes, including effective strategies for implementation and compliance testing.

Inserting credit card into POS machine

Payment processing security for the acquiring bank

In today’s evolving payment ecosystem, acquiring banks and payment processors aim to increase and retain merchant adoption. Consumers are demanding new technologies and payment options. Merchants need acquiring banks and payment processors that help them stay ahead of the competition, with payment methods that are integrated securely and deployed successfully.

  • Increase speed to market and operational efficiency
  • Enhance merchant relationships
  • Improve revenue and portfolio growth
  • Implement quickly with automated onboarding and integration support for partners
  • Automate host and terminal testing

UL Solutions for safe acquirer payment processing

EMV contact and contactless migration

  • EMV migration and implementation strategy support for acquiring host
  • Card brand requirements and industry best practices
  • Acquirer Host Test Plan and Test Strategy
  • EMV Testing and Certification Labs
  • Remote and onsite technical consulting support

EMVCo3D secure

  • Support in the development of 3DS component and 3DS data strategy
  • PCI 3DS Security advisory and evaluation to help ensure compliance and security
  • 3DS approval services for end-to-end testing and certification
  • 3DS Self-Test Platform

Acquirer Host Testing Automation

  • Support in developing the test automation strategy of acquiring host
  • UL Solutions transaction generation and host simulation web-based platforms can automate the end-to-end host testing across all types of card-present and card-not present transactions. 

Terminal Testing Automation

  • Automate terminal testing using UL Solutions host simulators and UL Brand Test Tool
  • Custom solutions to automate different types of terminal hardware

PCI Security Consulting and Evaluations

Mobile Payments and SoftPoS Tap on Phone

  • UL Solutions can support in defining the architecture of mobile wallets based on NFC, QR, SE, HCE.
  • Integration of white label mobile wallets with merchant mobile apps
  • Security evaluation

UL Solutions support from strategy to compliance

Strategic and technical advisory

  • Market analysis
  • Feasibility study
  • Build vs buy decision
  • Vendor selection
  • Business requirements
  • Architecture definition
  • Gap analysis
  • Business and technical requirements
  • Implementation strategy
  • Test plans and test strategy
  • Training and workshops

Testing and certification

  • EMVCo 3D Secure testing and certification
  • EMVCo Level 1 and Level 2 Type approval labs
  • EMV Level 3 terminal testing and certification
  • Card personalization validation
  • Interoperability testing
  • Acquirer host testing and certification

Technology enablement

Ensure acquirer payment security through UL Solutions services

Acquiring banks and payment processors work with UL Solutions to gain flexibility and scalability and achieve accelerated business growth. We deliver testing and certification expertise globally, providing acquiring banks and payment processors with a flexible range of support. We aim to help you achieve:

  • Increased speed to market and operational efficiency
  • Enhanced merchant relationships
  • Improved revenue and portfolio growth

Let us help you meet your compliance needs and take full advantage of emerging opportunities in the smart payments space.

FinTech

UL Solutions helps financial services technology providers and device manufacturers manage security risks, differentiate their solutions and develop more secure products quicker to allow them to get to market faster.

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Issuing bank payment security

In a relatively short time, digital technology has revolutionized the way we live. As digital payments become more prevalent, issuing banks have an opportunity to become central to their customers’ daily secure banking needs.

UL Solutions services for banks payment security

Issuer host testing automation

  • Support in developing the test automation strategy of issuing host.
  • UL Solutions transaction generation and host simulation web-based platforms can automate the end-to-end host testing across all types of card-present and card-not present transactions.

API testing

  • UL Host Testing Solution can help you enable API test automation through our API emulation  and  simulation modules
  • Custom test plan development and support based on compliance and security needs

Open banking APIs

  • Support in defining the API strategy for all types of banking needs
  • Regional Market analysis and feasibility studies around best practices for the implementation of open APIs

EMVCo 3D Secure

  • Support in the development of 3DS component and 3DS data strategy
  • PCI 3DS security advisory services and  evaluation
  • 3DS Approval services for end-to-end testing and certification
  • 3DS Self-Test platform

Mobile payments

  • UL Solutions can support in defining the architecture of mobile wallets based on NFC, QR, SE, HCE
  • Integration of white label mobile wallets with mobile banking apps
  • Interoperability testing support
  • Security evaluation

UL Solutions support from strategy to compliance

Strategic and technical advisory

  • Market analysis
  • Feasibility study
  • Build vs buy decision
  • Vendor selection
  • Business requirements
  • Architecture definition
  • Gap analysis
  • Business and technical requirements
  • Implementation strategy
  • Test plans and test strategy
  • Training and workshops

Testing and certification

  • Card Personalization Validation
  • EMVCo 3D Secure testing and certification
  • Level 1 and Level 2 Card Type approval labs
  • Issuer Host testing and certification

Why UL Solutions for issuing bank payment security

UL Solutions is a comprehensive service provider to issuing banks for all pre-validation, certification, and interoperability solutions necessary to be successful in the transforming payment ecosystem.

Let us help you to ensure meeting compliance needs and taking full advantage of emerging opportunities in the smart payments space. We aim to help you achieve:

  • Improved customer satisfaction
  • A compelling competitive advantage
  • Smooth and on-time deployments of new payment products

If reducing costs, time to market and risks are top priorities for your business, let us assist you to efficiently manage product updates and scheme compliance throughout your entire development lifecycle.

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